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The Lab
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16 Hours in Singapore
Amsterdam in August
East, Central & West Berlin
A Miami Stopover
Oslo in May
Prague in January
A Week in Melbourne
Q3 2026
Q2 2026
Q1 2026
FX
+7
May 5, 2026
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2 min read
Why the UK debit card behaves differently from the credit card, and how it changes your starting position
An early look at the real costs. The FX isn’t as simple as it appears, and most of the value depends on what you do next.
+3
Apr 27, 2026
A real $11,100 transfer and how retail banks actually price currency
+8
Jan 4, 2026
A case study in redirecting an expiring retail credit abroad